How to borrow money?
At PaydayBuddy, we simplify access to urgent personal loans in Canada. Whether you have good or bad credit, our process is fast, transparent, and entirely online.
Get a loan nowSimple steps to get your loan:
1. Fill out our online form 📋
Provide some basic information:
- Amount desired (between $100 and $1,500)
- Your monthly income
- Bank details for the transfer
The form only takes 3 minutes to complete.
2. Get a fast response
We analyze your application in real time.
- No impact on your credit score.
- High approval rate, even with poor credit.
3. Receive your money the same day
Once approved, the funds are sent via Interac e-Transfer, often in less than 15 minutes.
Basic conditions for borrowing from PaydayBuddy
To be eligible, you must:
- Be a Canadian resident aged 18 or older
- Have a stable income (employment, benefits, etc.)
- Have an active bank account
- Provide valid identification
Why choose PaydayBuddy?
- No unjustified refusals
- No rigorous credit checks
- No printed documents required
- Fast, 100% online service