This policy explains how we collect, use, share, and protect your data when you use our website or services.
1. Collection of Personal Information
When you submit a loan application or browse our website, we may collect:
- Full name
- Email address
- Phone number
- Residential address
- Banking information
- Income and employment information
- Credit history (if applicable)
- IP address, browser type, and browsing data
2. Use of Information
We use your personal data only to:
- Assess your eligibility for a loan
- Match you with a partner lender
- Communicate with you about your application
- Improve the user experience
- Comply with laws and regulatory obligations
- PaydayBuddy never sells your personal information to third parties.
3. Sharing with Third Parties
Your information may be shared only with:
- Our trusted lending partners (to process your application)
- Our service providers (hosting, security, email delivery)
- Government authorities, if required by law
4. Consent
By providing your personal information on our website, you consent to its collection, use, and sharing as described herein.
You may withdraw your consent at any time, subject to our legal or contractual obligations.
To do so: info@PaydayBuddy.ca
5. Data Security
We implement technical and organizational measures to protect your data against:
- Unauthorized access
- Accidental loss, destruction, or disclosure
In particular, we use SSL connections and encryption systems to secure sensitive data.
6. Cookies
Our website uses cookies to:
- Improve navigation
- Analyze visitor behavior
- Personalize content according to your preferences
You can disable cookies in your browser settings, but some website features may be limited.
7. Data Retention
We retain your information for as long as necessary to fulfill the purposes outlined in this policy, unless required by law for a longer period.
8. Your Rights
You can:
- Access your personal information
- Request its correction or deletion
- Withdraw your consent
File a complaint with the Office of the Privacy Commissioner of Canada
9. Policy Changes
We may update this policy at any time. Changes take effect immediately upon posting on this page.
10. Contact Us
For any questions or requests regarding this policy: 📧 info@PaydayBuddy.ca