Terms of Use

1. Acceptance of Terms

By accessing this site, you agree:

• To be bound by these Terms of Use
• To comply with all applicable laws and regulations
• To assume responsibility for complying with local laws

2. Nature of Services

PaydayBuddy is not a direct lender. We act solely as an intermediary between you and a network of authorized lenders in Canada.

Approvals, loan amounts, interest rates, and repayment terms are determined exclusively by the lender you are matched with.

3. Eligibility

To use our services, you must:

• Be 18 years of age or older
• Reside in Canada
• Have a stable and verifiable income
• Have an active Canadian bank account

4. Accuracy of Information

You agree to provide accurate, complete, and up-to-date information when applying for a loan.

Any false statement may result in:

• Immediate rejection of your application
• Termination of your access to our services

5. Limitation of Liability

PaydayBuddy does not guarantee:

• Automatic approval
• Guaranteed financing

The lending conditions are set by the lenders. PaydayBuddy is not responsible for their decisions or the consequences arising from the repayment of your loan.

6. Protection of Personal Information

We take your privacy very seriously.

Please see our Privacy Policy to learn how we collect, use, and protect your data.

7. Intellectual Property

All content on this site (text, images, logos, graphics) belongs to PaydayBuddy and is protected by Canadian copyright law.

Any unauthorized reproduction, modification, or use is prohibited.

8. Modifications

PaydayBuddy may modify these Terms of Use at any time.

Changes are effective immediately upon posting on this page.

9. Governing Law

These Terms and Conditions are governed by the laws of the Province of Manitoba and the federal laws of Canada.

Any dispute will be subject to the exclusive jurisdiction of the courts located in Manitoba, Canada.